Here are some simple ways to help reduce your everyday transaction fees and make payments even easier.
Make the most of unlimited fee free transactions
Use our unlimited fee free transaction options whenever possible.
- Online Banking — to make purchases and pay bills (including BPAY® and Fast Payments using OSKO®*)
- Shopping online and making credit card Visa purchases on your debit or credit card — it’s a great way to avoid handling cash or cards.
- Wave your My Limit Prepaid Visa Card using your card or mobile phone (contactless payments, Apple Pay, Google Pay or Samsung Pay) to make contactless Visa debit payments.^
Reduce fees when purchasing in person
If you need to make payments in person using a merchant terminal, you can reduce your transaction fees by selecting SAVINGS and combine eftpos with cash-out of your own funds — and do two transactions on your Visa debit card at once.
If you want to combine eftpos and cash-out transactions on your My Limit Prepaid Visa Card, make sure to select CREDIT. Some retailers may not allow cash withdrawals using this card.
Switch to a My Limit Prepaid Visa card
Make unlimited FEE FREE contactless Visa debit payments (including contactless payments, Apple Pay, Google Pay or Samsung Pay) with our My Limit Prepaid Visa card.
Know which transactions carry a fee
Make sure you are aware of which transactions carry a fee (and how much that fee is) and monitor the number of times you complete these transactions.
Make the most of your rebates
- Familiarise yourself with your monthly rebate# amount and keep transaction fees within your monthly limit – most transaction fees will be rebated to you with your monthly rebates
- Transact on the same membership connected to your loans, savings and investments, as rebates are not transferrable to joint owner memberships