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Police Credit Union

Insurance

View our range of insurance products to help cover you when you need it most.

Our Insurance Products

Home & Contents

Insure your house inside and out from loss or damage caused by one or more of the listed insured events.

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Motor

A great range of features and benefits designed to suit customers with different needs.

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Contents for Renters

Insure your belongings if you live in a rental property from loss or damage from insured events such as theft, fire7 and storm7.

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Landlord

Insure your investment property and landlord’s contents for insured events such as theft, fire7, storm7 and malicious damage.

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Caravan & Trailer

There’s nothing better than hitting the wide-open road with your caravan in tow.

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Travel

Planning your next holiday? We’re here for you.

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Features and Benefits

Excess Options

A choice of excess options for Home & Contents, Landlord and Comprehensive Motor Insurance* to suit you.5

Payment Flexibility

Flexible payment options^ allows you to pay your premium in instalments.6

24/7 Online Claims Lodgement

An easy and convenient claims process with access to 24/7 online claims lodgement.

Need to make a claim? Claim online or call 1300 131 844.

Make a claim

Get in touch

To find out more, speak to our friendly staff.

It’s easy to get in touch with our friendly staff using one of our convenient options to suit your lifestyle below:

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data. If you have a complaint or an issue, please read about our complaints process.

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    Need to talk to us, but not right now? Members can send us a Secure Message through the Inbox in Online Banking and the Banking App (look for the envelope icon).

    Alternatively, please leave your contact details, and we can call you back during business hours. We will endeavour to call you the next business day but please note some enquiries may take up to 48 hours.

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Disclaimer

Police Credit Union Ltd (PCU) ABN 30 087 651 205 AFSL 238991 arranges and/or refers these insurances as an agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Pleasure Craft Insurance is issued and managed by Club Marine Limited AFS Licence No 236916 ABN 12 007 588 347 as an agent of the insurer Allianz. Travel Insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. For Consumer Credit Insurance, the Disability and Involuntary Unemployment covers are underwritten by Allianz and the Death and Terminal Illness cover is underwritten by Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL Number 296559 (Allianz Life). Allianz acts as Allianz Life's agent in offering and administering the Death and Terminal Illness cover of Consumer Credit Insurance products. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the Product Disclosure Statement available on this website to decide if this insurance is right for you. The Target Market Determination is available by calling 1300 131 844. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services.

*Minimum Premiums
Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges.
Most discounts won’t apply below the minimum amount payable for the policy.

^Excludes Travel Insurance. Instalment premiums
If you choose to pay your premium by instalments, you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

5. Option to change your excess
[Home] Not available with respect to any additional compulsory excess, any imposed excess applied to the policy, or to the Portable contents excess (if Portable Contents is selected). Any reduction in premium won’t be applied to government taxes and charges, any flood component of the premium (where covered), or to the optional covers Portable contents (if selected) and Domestic Workers’ compensation (if available and selected). Minimum premiums may apply.

[Landlord] Not available with respect to any additional compulsory excess, or to any imposed excess applied to the policy. Any reduction in premium won’t be applied to government taxes and charges, any flood component of the premium (where covered), or to Landlord’s workers compensation (if available and selected) and the Theft by Tenant part of the optional cover Rent Default and Theft by Tenant (if selected). Minimum premiums may apply.

6. Instalment premiums
If you choose to pay your premium by instalments, you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

7. 72 Hour exclusion period
We may not provide cover for any loss of or damage to your property caused by cyclone, grassfires and bushfires, and certain other insured events during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to the PDS for a full list of the insured events to which the 72 hour exclusion period applies and the relevant exceptions.