-
6.29
%
P.A.
Fixed rate
-
6.72
%
P.A.
Comparison rate
1 Year Fixed Rate Home Loan
- Fixed rate
- No monthly, annual or package fees
- Only 10% minimum deposit
Features and Benefits
No monthly, annual or package fees
More money in your pocket to help you get ahead.
Fixed interest rate
Enjoy the certainty of knowing exactly what your repayments will be each month during the fixed period.
Additional repayments up to $20,000 per year
Pay off your home loan sooner and save on interest by making additional repayments when you have extra cash.
Available for buying and refinancing
Access this great loan if you’re buying a new home or wanting to refinance your existing loan.
Optional Visa Credit Card
Access our $2,500 low rate Extralite Visa Credit Card.
Reverts to a discounted variable rate
At the end of the fixed period, revert to our Variable Revert Interest Rate.
Max LVR 90%
Loan-to-valuation ratio (LVR) is the ratio of your loan (the amount that you are borrowing) divided by the value of the property that you want to buy multiplied by 100. A 90% LVR means that you have a deposit of 10% of the value of the property.
Lenders Mortgage Insurance
This loan may be subject to Lenders Mortgage Insurance (LMI). LMI can be useful to get you into your home sooner if you have a deposit lower than 20% of the property value. It’s a one-off additional payment based on the size of your deposit and how much you can borrow.
Are you eligible for a loan?
To be eligible for a home loan you must be an Australian Permanent Resident and be over 18 years of age. Other eligibility criteria may apply, please ask us for more details.
Get in touch
To find out more, speak to our friendly staff.
It’s easy to get in touch with our friendly staff using one of our convenient options to suit your lifestyle below:
If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data. If you have a complaint or an issue, please read about our complaints process.