Open the door to your first home.
Our First Home Buyer Loans can help make your dream a possibility.
Features & Benefits
More information for first home buyers
First Home Owner Guide
Find useful information that can help you navigate through buying your first home, along with our helpful First Home Owner Guide.
Our First Home Owner Guide includes handy tips and information around:
- Budgeting and research to secure your deposit
- Extra costs and considerations such as stamp duty
- Additional government options available
- Choosing a loan to suit you
- The meaning of comparison rates, LVR and Lenders Mortgage Insurance (LMI)
- Loan assessment factors and pre-approvals
- Definition of a cooling off period
- Navigating auctions
Offset Accounts vs Online Redraw
You might have heard both of these terms before, but how can they benefit you?
Offset Account – available when you have a variable rate home loan, our 100% Offset Accounts are like any other everyday bank account (you can deposit or withdraw as much as you like), except this one is linked to your home loan. What are the perks? Well, every dollar in your Offset Account reduces the interest you pay on your home loan.
Online Redraw – available on any of our loan types, Online Redraw is a feature allowing you to make extra repayments in advance at no cost, which you can access later with Online Banking or our Banking App if you need cash*. It can also help you reduce interest and, therefore, pay off your home loan sooner. A win / win!
Are you eligible for a loan?
To be eligible for a home loan you must be an Australian Permanent Resident and be over 18 years of age. Other eligibility criteria may apply, please ask us for more details.
Looking to buy a property but want to know more about it? Find out more with a FREE property report including recent sales, other sales in the area, rental prices and more.
Get in touch
To find out more, speak to our friendly staff.
It’s easy to get in touch with our friendly staff using one of our convenient options to suit your lifestyle below:
If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data. If you have a complaint or an issue, please read about our complaints process.