Police Credit Union

Low Rate Home Loan Special Offer

  • Variable rate
  • No monthly or annual fees
  • Only 20% minimum deposit
  • 5.74 % P.A.
    Variable rate
  • 5.79 % P.A.
    Comparison rate

Features and Benefits

Unlimited payments without penalty

Pay off your home loan sooner and save on interest by making additional repayments when you have extra cash.

No monthly or annual fees

More money in your pocket to help you get ahead.

Free online redraw

If you're ahead on your home loan repayments, you may be able to access those extra funds.

100% offset account available

This everyday account is linked to your home loan so every dollar in your Offset Account reduces the interest you pay.

Available for buying and refinancing

Access this great loan product if you’re buying a new home or wanting to refinance your existing loan.

Max LVR 80% Special Offer!*

Loan-to-valuation ratio (LVR) is the ratio of your loan (the amount that you are borrowing) divided by the value of the property that you want to buy multiplied by 100. An 80% LVR means that you have a deposit of 20% of the value of the property.

Whether refinancing or purchasing your first property, you’ll not only land yourself a competitively low rate, but you could also save money! That’s because we don’t charge any monthly or annual fees.

We also help you switch! Our Relationship Managers and home loan specialists at our branches are available to guide you through the process.

With all those fees you won’t have to pay, plus competitively low home loan rates, and great customer service – think of the thousands of dollars and time you could save by switching to us.

Find out more.

To be eligible for a home loan you must be an Australian Permanent Resident and be over 18 years of age. Other eligibility criteria may apply, please ask us for more details.

Get in touch

It’s easy to get in touch with our friendly staff using one of our convenient options to suit your lifestyle below:

If any of your CDR data is incorrect, please contact us. You can also send a Secure Message via the Inbox in Online Banking or the Banking App. We will not charge any fee for requests to correct customer CDR data. If you have a complaint or an issue, please read about our complaints process.